Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License exam with our comprehensive test prep resources. Engage with multiple-choice questions that cover key topics crucial for your success in the insurance field. Get ready to ace your certification exam!

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Who cannot be excluded from a group life plan?

  1. Part-time employees

  2. Temporary employees

  3. Full-time employees after probation

  4. Contract workers

The correct answer is: Full-time employees after probation

Full-time employees after probation cannot be excluded from a group life plan because they have completed their trial period and have been fully integrated into the company's workforce. Part-time and temporary employees may not be eligible for the plan, as they may not receive the same benefits as full-time employees. Contract workers also may not be eligible for the plan because their employment is typically temporary and not considered a permanent part of the company. Additionally, excluding any of these groups from a group life plan may be discriminatory and not in accordance with employment laws.