Florida Life and Health Insurance License Practice Test

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Prepare for the Florida Life and Health Insurance License exam with our comprehensive test prep resources. Engage with multiple-choice questions that cover key topics crucial for your success in the insurance field. Get ready to ace your certification exam!

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Which action could result in a hearing being ordered by the Department of Financial Services?

  1. Performing insurance transactions without a license

  2. Filing a claim on behalf of a client

  3. Issuing a new insurance policy

  4. Conducting an annual review of the policy

The correct answer is: Performing insurance transactions without a license

Performing insurance transactions without a license could result in a hearing being ordered by the Department of Financial Services. This is because it is illegal to conduct insurance business without a license, and the Department of Financial Services has the authority to take disciplinary actions against individuals or companies that violate this law. Filing a claim on behalf of a client, issuing a new insurance policy, and conducting an annual review of the policy are all legitimate actions within the scope of a licensed insurance agent's job and would not result in a hearing being ordered by the Department of Financial Services.