Ace the Florida Life & Health Insurance Test 2026 – Dive In and Secure Your Success!

Question: 1 / 400

Before a life insurance policy is issued, which of these components of the contract is required?

Applicant's signature on application.

Before a life insurance policy is issued, the applicant's signature is required on the application as it signifies their acceptance of the terms and conditions of the contract. Option B, beneficiary's consent, is not necessary for the policy to be issued as the beneficiary's consent is only required upon the occurrence of the insured's death. Option C, proof of good health, may be required depending on the type of policy and the insurer's underwriting guidelines, but it is not always a required component. Option D, initial premium payment, is also not a required component as some policies may offer a grace period for premium payments or may allow for premium payments to be made in installments. Therefore, the correct answer is A, the applicant's signature on the application.

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Beneficiary's consent.

Proof of good health.

Initial premium payment.

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