Ace the Florida Life & Health Insurance Test 2026 – Dive In and Secure Your Success!

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An example of an unfair claims practice would be

Providing a claims form upon request

Failing to effectuate prompt, fair, and equitable settlements of a claim

An unfair claims practice is an illegal, deceptive, or fraudulent insurance company practice meant to reduce benefits or deny claims to policyholders. Option B is the only example listed that would fit this definition as it describes an insurance company failing to settle claims promptly and fairly. Options A, C, and D are not examples of unfair claims practices as they are all basic responsibilities of insurance companies and do not involve unethical or illegal practices.

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Reviewing claim information in a timely manner

Communicating policy benefits to the insured

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